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California Fast Food Safety Association

 Restaurant Casualty Insurance Programs

Small Business Insurance: Get Business Insurance Quotes and Application
General Information:
Insurance Type
Business Name
Contact Name
Email Address
Verify Email Address
Phone Number
Fax Number
Business Address
City, State, ZIP
Business Entity
Years in Business
Years Experience
Description of Business Operations
Business Classification:  
Type of Restaurant
Is Seating Available ?
Is There Table Service ?
Is There a Dance Floor ?
Live Entertainment ?
Is There Catering ?
Are There Deliveries ?
Alcohol Receipts
Desire Liquor Liability ?
Is There Happy Hour ?
Full-Time Employees
Part-Time Employees
Bouncers or Doormen ?
Liability Section:  
Desired Effective Date
Desired Coverage Limits
Est. Annual Receipts
Est. Annual Payroll
Property Ownership
Year Built

Total Square Footage

Customer Square Footage                 
Liquor Receipts $          Food Receipts: $         
Property Section:  
Construction Type
Number of Stories
Burglar Alarm Type
Fire Alarm Type
Fire Sprinklers ?
If Desired Coverage:  
Building(s) Value ($)
Bus Pers Property ($)
Bus Income (incl EE) ($)
Current Policy:  
Current Insurance Co.
Expiring Premium ($)
Years Without a Lapse
Claims in Last 3 Years



Business Insurance

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Because your office relies on dealing with the public, you need specific insurance coverages for you, your customers and your investments. At Farmers Insurance, we understand that, and California Fast Food Safety Association and Osborne Insurance Agency can help you make the right decisions.

Farmer’s Insurance offers a multi-coverage package policy that addresses your business needs. It provides you with property coverage, business liability and optional crime coverage all-in-one with additional coverages available if necessary. It avoids dangerous coverage gaps and also costly coverage duplications.


Property Coverage

Property coverage includes:


Building(s)* including:

  • All garages, storage buildings and completed additions to the business
  • Permanently installed fixtures, machinery and equipment
  • Materials and supplies for construction or repair of the building
  • Business Personal Property used for the maintenance and service of the building including fire extinguishing equipment, floor coverings, drapes and appliances
  • Outdoor furniture

*Available if you own the building or your lease agreement requires you to insure it.


Business Personal Property including:

  • Personal property
  • Personal property of others
  • Improvements and betterments
  • Loss of income
  • Valuable papers
  • Accounts receivable
  • Debris removal
  • Emergency removal
  • Newly acquired business personal property
  • Property temporarily away from premises
  • Outdoor trees, plants or shrubs
  • Seasonal automatic increase
  • Consequential loss
  • Collapse of buildings

Optional Property Coverages:

Building glass Outdoor signs Electronic data processing equipment


Business Liability Coverage

Business Liability coverage includes:

  • Premises and operations
  • Premises medicals
  • Products and completed operations
  • Employers non-ownership
  • Personal injury liability
  • Broad form property damage
  • Contractual liability
  • Employees as additional insured
  • Fire legal liability
  • Medical expenses
  • Supplementary payments


Optional Crime Coverage
(for additional premium)

Optional Crime coverage includes:

  • Employee dishonesty
  • Broad form money and securities - inside
  • Broad form money and securities - outside
  • Medical payments
  • Forgery or alteration


Additional Coverages

  • Building ordinance
  • Commercial auto
  • Umbrella coverage
  • Equipment breakdown
  • Earthquake coverage (in states where available)
  • Workers' compensation (required if there are any employees on staff)


Business Life including:

The statements of coverage shown here are brief summaries and do not show policy exclusions. The policy should be read for your actual coverages and exclusions.

Information Request Form

Select the items that apply, and then let us know how to contact you.

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C.F.F. c/o Kevin Osborne Insurance Agency
1419 Burlingame Avenue, Suite 0  |  Burlingame, California 94010
Phone: (650) 347~1717  |  Fax: (650) 347~1707
California License Number: 0777515